Blog
Welcome to the New Horizons Financial Consultants blog — a place where thoughtful planning meets real life. Here, we share practical insights on retirement planning, wealth management, life transitions & market trends to help individuals, families & business owners make informed financial decisions with confidence.
Whether you’re preparing for retirement, navigating a divorce, growing a business, or simply seeking clarity in a changing financial landscape, our articles are designed to answer your most important questions — clearly, objectively & with your long-term goals in mind.
Is Your 401(k) Still Working for You? 7 Things to Review Before Retirement
You’ve spent decades putting money into your 401(k)—paycheck after paycheck, year after year. For many folks, it becomes the biggest pile of “future money” they own. But here’s the thing: a 401(k) can be a great tool, and still need a...
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Financial Preparedness: 10 Things Every Evansville Family Should Have in Place
A practical financial preparedness checklist for Evansville families: emergency fund, insurance, beneficiaries, estate docs, debt, life insurance, incapacity plan.
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Financial Wellness Is Real—and It Can Affect Your Physical Health More Than You Think
August is National Wellness Month, and you’ll see plenty of reminders to walk more, sleep better, drink water, and take a breath. All of that matters. But there’s one part of your wellness that often gets left out of the conversation—even
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Before Your College Student Leaves: The HIPAA and FERPA Documents Many Families Miss—and Why They Belong in Your Financial Plan
Heading to college? Learn the HIPAA, FERPA, and healthcare POA documents that help parents support adult students—and how they tie to family planning.
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What The First Day of School Has to Do With Your Retirement
A practical framework to balance college savings and retirement planning: prioritize retirement, use 529s wisely, and set clear education goals.
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Turn Back-to-School Sticker Shock into an August Financial Reset
Turn Back-to-School Sticker Shock into an August Financial Reset. Many families treat August like a financial ambush: “We’re fine until suddenly we’re not.” But August is predictable. It comes every year. Read the full blog >
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Independence from Debt: The American Way Out — A Practical Guide for Indiana Families
Debt payoff plan, a practical 4-step framework to build momentum, choose snowball or avalanche, and gain freedom.
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Declaring YOUR Independence: A Financial Freedom Checklist for Evansville Women
Evansville women deserve financial independence. Use this empowering checklist for protection, divorce planning, and confident next steps.
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The Founder's Playbook: 5 Financial Principles Benjamin Franklin Would Recognize 250 Years Later
Most people know Benjamin Franklin as a Founding Father. Fewer know he retired from business at age 42 — having started from nothing as a printing apprentice — to spend the rest of his life pursuing science and public service.
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Free from Financial Anxiety: How to Break the Stress Cycle That's Holding 88% of Americans Back
QUICK ANSWER As of 2026, 88% of Americans report feeling financial stress — and the average American spends the equivalent of 96 days a year worried about money. Financial anxiety isn't a character flaw. It's an epidemic. And the...
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Life, Liberty, and the Pursuit of a Funded Retirement: What the Declaration of Independence Promises
On America's 250th birthday, a CFP® in Evansville explores what Jefferson's most famous phrase actually means for your retirement — and the one financial truth the Founders built into the Declaration.
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Should You Trust AI for Financial Advice? What ChatGPT Gets Right — and Where It Falls Short
Quick Answer AI tools like ChatGPT can be genuinely useful for learning financial concepts, generating questions, and exploring options. What they cannot do is replace the judgment of a fiduciary advisor who knows your complete...
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What Does Financial Independence Mean to You?
What Does Financial Independence Really Mean? June has a way of making people think forward. The days get longer. Summer schedules begin to take shape. Conversations shift from what already happened to what’s still ahead. And as the...
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A Parent’s Guide to Helping New Graduates Become Financially Independent (Even in a Tough Job Market)
For many families, graduation is exciting—but it can also bring a new set of financial questions. Recent headlines about hiring slowdowns, layoffs, and economic uncertainty can make the transition into the workforce feel unpredictable,...
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Save for Later or Take the Vacation? A Summer Decision You Can Feel Good About
Summer has a way of putting the big question right in front of us: Should we save the money… or take the trip? If you’ve ever felt torn between being responsible and making memories, you’re not alone—and you’re not doing anything...
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What Is a Fiduciary—and Why It Matters to You
Learn what a fiduciary is, how fiduciary duty differs from suitability, and key questions to ask to understand an advisor’s obligations.
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What’s the Difference Between a Financial Advisor and a Financial Planner?
What’s the difference between a financial advisor and a financial planner? Those titles are often used interchangeably, but the difference can matter.
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How Far Out Should I Start Retirement Planning?
Not sure when to start retirement planning? Amy Bouchie, CFP® in Evansville, IN breaks down exactly what to do 10, 5, and 1 year before retirement.
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Seeds of Opportunity: The Case for Agriculture Investments | May 26, 2026
Weekly Market Commentary | Seeds of Opportunity: The Case for Agriculture Investments | May 26, 2026 LPL Research explores opportunities in agriculture as supply risks and fertilizer constraints reshape commodity markets and support...
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Who Pays for College After Child Support Ends? A Divorced Parent’s Planning Guide
A divorced parent’s guide to paying for college after child support ends: agreements, budgeting, 529 plans, financial aid, and planning steps.
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How Much Do You Need to Retire in Southern Indiana? Practical & Goal-Focused
Estimate your retirement needs in Southern Indiana with a clear process: lifestyle costs, housing, healthcare, taxes & income sources for a confident target range.
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The True Cost of Caring for Aging Parents, and How Families Can Prepare
Understand the real financial and emotional costs of caring for aging parents—and steps families can take to plan, budget, and reduce stress.
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How a CDFA® Can Help During Divorce
Learn how a CDFA® supports divorce decisions in Evansville—budgeting, asset tradeoffs, retirement planning, and next-step checklists.
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How Rising Oil Prices Are Quietly Impacting Your Finances
Rising oil prices affect budgets, inflation & rates. Learn common-sense ways to stay steady and keep your financial plan on track.
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